Business Loan

When it comes to your business, you want to do everything in your power to ensure that it grows and thrives, we help/consult you take your business to new heights, whether it is to expand to new markets, buy new equipment, upgrade existing facilities, or meet the requirements of your working capital.

  1. I have filed firm’s last 3 yrs. ITR and have GST number for my business, I need business loan/overdraft facility.
  2. I am a shopkeeper with shop Act License, I need a business loan.

We help in offering unsecured business loans to proprietorship firms.

Loan Amount: Rs. 2 lakhs – to 30lakhs
Rate of Interest: 13% to 28% (Diminishing rate)
Tenure: up to 60 months
Business vintage: Minimum 2 years
CIBIL score: 700 above
Enquiries: Maximum 4 in 90 days
Bank Statement: Require 12 months proper online pdf
Type of Accounts: Current or Savings or both (OD/CC will not be considered)
Minimum monthly Business credit in account: 3Lakhs (Cash Deposits and internal transfers are not considered by valid credits)
ABB: Rs. 8000/-
Inward returns should not be more than 4 in last 9 months

business loan

Launching Business Loan Policy only for Women Entrepreneur –

Eligibility Segment –

Women to be Individual/Proprietor and Incase of corporate entity women to be owning min 41% of shareholding/partnership

  • Banking Surrogate for Women Entrepreneur – Upto 10 L
  • GST surrogate for Women Entrepreneur – Upto 15 L
  • Income Policy for Women Entrepreneur – 10 L – 15 L

Banking Surrogate >35L to 50Lacs –

Min. Max. Loan – >35L-50L

Tenor 12 to 48 M

ME  Term Loan For Customer’s have Swipe Machines –

NO FINANCIAL REQUIRES

Loan amount 1.50 to 25 L

GST SURROGATE POLICY REVISED –

* Loan Amount 15L to 25 L.

* Max t/o allowed 20 cr for internal customer & 15 cr for External customers.

GST SURROGATE POLICY REVISED –

* Max t/o allowed 50 Cr – Eligibility calculation will be done on Max t/o cap of 15 cr.

* Loan Amount upto 25 L.

DOCTOR- DEGREE SURROGATE POLICY –

* Profile- Only Self Employed

* Loan Amount – Min- 7.5 L – Max- 25 L

* Qualification- MD/MS/MBBS

*Subject to Terms & Conditions