Home Loan in Delhi NCR – Housing Loan

Home Loan: Suppose you want to live in Delhi NCR or a nearby city. Fintitude can help you buy the home of your dreams in Delhi, the country’s capital. We offer low-interest home loans to both salaried and self-employed people.

You don’t need to look any further if you want to find the best home loan company in Delhi that gives you the best services and makes the home loan process easy.

Many people in its market prefer Fintitude, which can help you with all your housing finance needs.

At FINTITUDE, we work hard to offer the best home loans in Delhi NCR, such as

  • Land Purchase and Construction loan in Delhi
  • Home Improvement Loan in Delhi
  • Loan against property in Delhi
  • MSME Loan in Delhi
  • Home Loan Balance Transfer in Delhi

Features and Benefits of Availing FINTITUDE Home Loans in Delhi NCR

Here are some key features and benefits of a home loan in Delhi NCR that you should be aware of.

Home Loan in Delhi NCR
Home Loan in Delhi NCR

Simple Application Process

Applying for a loan at a physical bank branch usually takes a lot of time and effort. You would have to fill out a bunch of forms and papers. With Fintitude, you must fill out a simple application form and send in the documents you need.

Flexible Tenor

You will have the option of repaying your mortgage between 5 and 30 years. It allows you to plan your finances and avoid any form of financial hardship.

Dedicated Support

The whole process of getting a home loan can sometimes take time to understand. With relationship managers, you can talk to someone about all your questions and concerns at any time during the process. Even after the application process, you can still get help with repayment, interest rate, and other aspects of your home loan.

Attractive Interest Rates

As a salaried or self-employed individual, you can obtain a home loan with an annual interest rate beginning at 11%*.

Eligibility Criteria for a Home Loan in Delhi NCR

Ensure you meet all the required criteria before applying for a home loan to expedite the application and verification process. The eligibility requirements differ for salaried and self-employed individuals.

  • Salaried Individuals
  • Age

To get a home loan as a salaried person, you need to be at least 21 years old. If you work for the government and obtain a pension, you can get a home loan in Delhi NCR up until you turn 70. If you work for a private company, you can only use it until you turn 62.


You will have to work for the government, a public sector undertaking company, or a public company like a private limited company or a limited company. You can also apply if you work at a proprietorship business like an individual proprietorship or HUF, a partnership business like an LLC or MNC, or an institution run by NGOs, societies, trusts, and other groups.


Your KYC documents, income tax returns from the previous two years, Form 16, bank statements from the last six months, salary slips, and documentation about the property you are offering as collateral will all need to be submitted.

  • Self-Employed Individuals
  • Age
  • A minimum age of 23 and a maximum age of 70 are required.

Employment – You can apply for a home loan if you are a CA, licensed doctor, architect, and business owner, a partner in a partnership firm, company director, or sole proprietorship.

Documents – You must submit your Form 16, KYC paperwork, a bank statement from the previous six months, an ITR from the last two years, and collateral documentation.

Documents Required for Home Loan in Delhi NCR

Applicants must meet the documentation requirements to obtain a home loan in Delhi. The following documents are required to get a home loan:

Identity Proofs: To ensure a person’s identity, identity proof is required. These include aadhar cards, voter identification cards, PAN cards, and government-issued identification cards.

Address Proofs: To ensure the applicant’s residential details, address proof is required when applying for a home loan. These documents include a passport, a driver’s license, and utility bills such as water, electricity, or gas.

Income Proofs: Income proofs are required to ensure the loan borrower’s repayment capability. Form 16, salary slips, ITR documents, and bank statements are examples of such documents.

Age Proofs: Birth certificates, voter id cards, driving licenses, school and college certificates, and mark sheets are all acceptable forms of age proof.

Proof of Business Existence: This is required for self-employed individuals. A trade license, a copy of the partnership deeds, and registration certificates are acceptable proof of business existence. A certificate of practice and a degree are also required if the applicant is a self-employed professional.

An allotment letter, possession letter, certificate of approved plans for construction and extension, conveyance deeds, and sale-purchase agreements are examples of property documents.

How to Apply for a Home Loan Online in Delhi NCR?

On the website, you can “Quick Apply” with FINTITUDE. To apply, follow these two steps.

Step 1: Provide your contact information, including your name, email address, phone number, loan amount, and location.
Step 2: Submit your information, and a representative will contact you shortly.

To summaries

You can obtain a home loan in Delhi NCR by determining your eligibility, completing an application form, and having the necessary documents. You can get a home loan from FINTITUDE and enjoy benefits like low-interest rates, flexible repayment terms, and more.

Offline Application Process

Customer care – 91 9953711115
Email – [email protected]

Registered Branch –

Address –  B7 Block, Sector 2, Noida, Uttar Pradesh 201301

So what are you waiting for? Get in touch with us to Apply for Home Loans in Delhi NCR.

Home Loan In Delhi NCR FAQs

What are the different purposes of a home loan?

Home loans mainly help people buy a house or build one. Different kinds of home loans are used for other things, like –

  • Purchase of Land
  • Readymade Home Purchase
  • Home Construction
  • House Expansion or Extension
  • Home Conversion
  • Home Renovation
  • Loans Against Property or Mortgage Loan

What is the difference between a home loan and a mortgage loan?

A home loan is used to buy a house, while a mortgage loan is used to buy a house. For a home loan, a person asks a lending institution for money at a specific interest rate to buy, build, or improve a property.

Banks or other lenders extend the loan for a mortgage loan by putting up a property as collateral. So, even though the property is used as security for the loan amount, the lending institution owns the property until the loan is paid off in full.

Will my rate of interest change during the home loan tenure?

A fixed interest rate is not affected by the market. A floating interest rate, on the other hand, changes over the life of the loan based on how market forces change. With FINTITUDE, you can choose between a Fixed Rate Home Loan in Delhi NCR or a Home Equity Loan for the first three years of your loan. After that, the interest rate on your loan will change to a floating rate for the rest of the term.

What factor causes the rejection of a home loan in Delhi NCR?

Some common reasons for getting rejection for a home loan are not meeting the requirements, having a low income, having a low credit score, or having details on your loan application that need to be corrected or included.

Find out why your application was turned down if it was. If you need to, wait until your income and credit score have improved before applying again. Before you send in your application, please make sure to check it carefully.